Social Security COLA: 2027’s Increase Could Be as Low as 1.2%

For retirees and disabled beneficiaries, COLA can make a meaningful difference in annual household budgets, especially when inflation is high. Recent years have seen large swings in COLA. In 2023, beneficiaries received an 8.7% increase, the largest in decades, in response to post-pandemic inflation pressures. That was followed by more moderate adjustments of 2.5% in 2025 and 2.8% in 2026 as inflation cooled. Looking toward 2027, economists and senior advocacy groups are now preparing for a much smaller adjustment, possibly one of the lowest in recent memory. Early estimates from retirement analysts suggest that, based on current inflation trends through…

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